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Moist Pumpkin Cream Cheese Swirl Bread

A loaf of moist pumpkin cream cheese bread with one slice cut, showing the rich orange crumb and cream cheese swirl.

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Make this easy, bakery-style pumpkin bread featuring a rich, tangy cream cheese swirl. It is a moist, spiced loaf perfect for fall breakfasts or cozy desserts.

Ingredients

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  • 2 cups all-purpose flour
  • 1 teaspoon baking soda
  • 1/2 teaspoon baking powder
  • 1 teaspoon ground cinnamon
  • 1/2 teaspoon ground nutmeg
  • 1/4 teaspoon ground ginger
  • 1/4 teaspoon ground cloves
  • 1/2 teaspoon salt
  • 1 cup granulated sugar
  • 1/2 cup vegetable oil
  • 1 cup pumpkin puree
  • 2 large eggs
  • 1 teaspoon vanilla extract
  • 4 ounces cream cheese, softened
  • 1/4 cup granulated sugar (for cream cheese filling)
  • 1 large egg yolk (for cream cheese filling)
  • 1/2 teaspoon vanilla extract (for cream cheese filling)

Instructions

  1. Preheat your oven to 350 degrees F. Grease and flour a 9×5 inch loaf pan.
  2. In a large bowl, whisk together the flour, baking soda, baking powder, cinnamon, nutmeg, ginger, cloves, and salt.
  3. In a separate bowl, mix the sugar, vegetable oil, pumpkin puree, eggs, and vanilla extract until combined.
  4. Pour the wet ingredients into the dry ingredients and mix until just combined. Do not overmix the batter.
  5. Prepare the cream cheese filling: Beat the softened cream cheese, 1/4 cup sugar, egg yolk, and 1/2 teaspoon vanilla extract until smooth.
  6. Pour half of the pumpkin batter into the prepared loaf pan.
  7. Carefully spoon dollops of the cream cheese mixture over the batter layer.
  8. Top with the remaining pumpkin batter.
  9. Use a knife or skewer to gently swirl the cream cheese layer into the pumpkin batter to create a marbled effect.
  10. Bake for 55 to 65 minutes, or until a toothpick inserted into the center comes out clean.
  11. Let the bread cool in the pan for 15 minutes before turning it out onto a wire rack to cool completely.

Notes

  • For the best swirl, do not over-mix when swirling the layers together; aim for distinct ribbons of cream cheese.
  • This recipe yields a very moist pumpkin bread; check for doneness carefully.
  • This loaf is excellent served slightly warm or at room temperature for brunch.

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